fbpx

Long-Term Care Insurance

We write with the following carriers: Genworth Life Insurance, Mutual of Omaha, MedAmerica, John Hancock, Transamerica, Mass Mutual

Planning for your future medical needs is important
Peak Advisors, Inc. is here to help. Since 1990, our experienced staff has been guiding Suffolk County and Long Island residents through the insurance process, and we’re proud to assist the community in finding the best long-term care insurance plans available today.

Long-term care insurance (LTCi) is crucial for anyone who doesn’t want to rely on family members to provide or pay for their late-life care. These policies generally cover home care, assisted living, adult daycare and hospice, and they can even provide funds for a live-in companion, therapist or private nurse. It’s the best way to feel secure about your future needs without worrying whether your family will be able to afford the medical costs.

There are 2 basic types of LTCi policies: Cash vs Expense Incurred.  We tend to favor Cash policies for the following reasons:

  • There is no need to first incur an expense before claims are paid…you just need to be benefit eligible under a Cash LTCi policy.
  • Cash benefits can be used at your discretion…no need to have ‘certified’ caregivers in order to collect benefits.

Don’t wait to take care of your future. Call the professional agents at Peak Advisors, Inc. today, and let us help you find the long-term care policy that meets your needs and gives you a comforting peace of mind.

In order to get you a quote, we will eventually need the following information to provide a quote:
Date of Birth, Will you be applying with a spouse?, Sex, Daily benefit requested ($100-400/day)

3 WAYS TO GET A QUOTE TODAY!

1. Call Us: 631-207-1800

2. Email Us: info@peakinsuranceadvisors.com

3. Have Us Contact You: fill out form below

FREE Medicare & Senior Quote!

{captcha}